🇯🇵Asia · GMT+9 hours · 12h direct

Move to Japan
from the UK

Around 21,000 Brits live in Japan - a famous culture packed with quirks and a lifestyle unlike anything back home. This is the land of silent bullet trains, vending machines for everything, bowing instead of handshakes, and a near-obsession with rules and routine. Life runs with clockwork precision; and it's full of distinctly Japanese customs.

At a Glance

Capital
Tokyo
UK Expats
~21,000
Local Time
Tokyo
Flight Time
12h direct
Temperature
19°C now

GBP → JPY · 12 months

+11.2%

£1 = ¥213

No travel warningsEscalation in the Middle East has caused widespread travel disruption, including airspace closures, delayed and cancelled flights.
FCDO · Apr 2026

37%

Cheaper than UK

cost of living

30%

English Spoken

5/10

Visa Ease

A

Safety

Medium

Expat Community

Excellent

Healthcare

Overview

A magical blend of ancient and modern, Japan is full of contradictions that somehow blend together to create something wonderful – from mystical temples and mysterious geisha to futuristic skyscrapers and far out manga.

The Japanese culture is totally unique, and many expats just can’t resist the temptations of a life in Japan where life is never dull.

It’s an amazing place…

You land, everything works, the trains run to the second, the food is ridiculous, and within about three days you’re wondering why the UK can’t manage a functioning rail timetable or a decent sandwich.

Even the convenience stores will reset your standards… you’ll go back to a Tesco/Sainsbury meal deal and feel like you’ve been royally mugged off.

That’s if you need a convenience store.

Japan has a vending machine for pretty much everything!

There are roughly 20,000 Brits living in Japan, and that number’s been ticking up as Japan slowly opens the door to more foreign workers. It’s still bureaucratic, still paperwork-heavy - but compared to five or ten years ago, it’s a lot more doable.

Most Brits cluster in Tokyo, where roughly 7,300 are registered, gravitating toward Minato (Azabu, Roppongi, Hiroo), Shibuya, Meguro, and Setagaya.

Further afield, Yokohama has around 1,800, Osaka 1,200, and Hokkaido 1,100 - largely thanks to the ski industry around Niseko.

One thing you do probably have to prepare for is the end of the detached house dream.

Your flat will likely be smaller than anything you’d tolerate in the UK. A “nice” Tokyo place for a couple might be 40-60 square metres. But it’ll come with a heated toilet seat, a bath that fills itself to the exact temperature you like, and a level of general competence that has you both amazed and mouthing “WTF?” in the same breath.

The culture shock doesn’t hit all at once - it comes in waves.

The politeness, the indirect communication (where “that might be difficult” actually means “absolutely not, mate”), and the slow realisation that you’ll always be a bit of an outsider.

Japan is welcoming, yes, but it’s not a melting pot in the way London is. It’s hard to ever feel like anything other than an outsider looking in.

And then there’s summer…

Tokyo in August is absolutely brutal - 33–35°C with humidity that can feel downright claustrophobic.

We also think it’s worth mentioning that Japan sits right on the Pacific Ring of Fire, so earthquakes are part of life here. Most are minor - the kind that barely interrupt your day - but bigger ones do happen (most recently, the deadly 2011 Tōhoku earthquake and tsunami, which claimed over 19,000 lives).

Rest assured, buildings are designed with this risk in mind. You’ll get emergency alerts on your phone, trains will stop automatically, and after a while you’ll find yourself barely reacting to the small ones.

It’s not something to obsess over, but it’s definitely something you need to be comfortable with.

Who is Japan for? People who love the unmistakeable Japanese culture! Young professionals willing to invest in the language. Remote workers earning strong GBP. Couples without children who want adventure with infrastructure. Families who can afford international schooling and want extraordinary safety. It’s generally not for retirees, anyone who refuses to learn any Japanese, or extroverts who need British pub life.

Watch: Life in Japan

Hand-picked videos from expats and creators on the ground.

The Reality of Living In Japan (As A Foreigner)

What Living In Japan Actually Does To You

Moving to Japan Alone For Medical School

Visas & Immigration

Japan was never traditionally seen as an easy country to just rock up and work in.

What has changed is Japan itself. Faced with an ageing population and a shrinking workforce, the government has (quietly) started opening the door to more foreign workers. It’s not exactly a free-for-all - you’ll still need a proper visa, paperwork, and usually an employer to sponsor you - but compared to five or ten years ago, things are starting to get a bit more… accessible.

Just don’t expect it to feel simple.

The system is still very Japanese: structured, bureaucratic, and reliant on forms, stamps, and doing things in the “correct” order. Once you’re in, it works brilliantly.

Getting in is the hard part.

Easy

Visa-Free Entry

One of the most generous arrangements Japan offers - 90 days visa-free, extendable once to 180 days at a Regional Immigration Bureau. No work permitted. Register on Visit Japan Web before arrival.

Duration

90 days (extendable to 180)

Cost

Free

Easy

Working Holiday Visa

The best entry point for under-30s. You get up to one year in Japan, and since December 2024 Brits can do it twice - potentially two years total. You can work casually, travel, and see if you actually like living here beyond the honeymoon phase. Apply in person in the UK. If you’re even vaguely considering Japan, this is the move.

Duration

Up to 1 year (available twice)

Cost

£15

Moderate

Employment Visa (Engineer/Specialist)

The bread-and-butter visa for most British professionals. Your Japanese employer applies for a Certificate of Eligibility (1–3 months), then you take it to the Embassy in London (5 working days). Typically requires a relevant degree or professional experience (often 10+ years), depending on the role. Covers IT, finance, marketing, design, consulting.

Duration

1, 3, or 5 years

Cost

~£15

Moderate

Highly Skilled Professional (HSP)

A points-based fast track for high earners. Score is based on salary, education, experience and Japanese ability. 70+ points gets you a 5-year visa with extra perks. 80+ points and you can apply for permanent residency after just one year - by far the quickest way to settle in Japan if you qualify.

Duration

5 years (fast-track to permanent residency possible)

Cost

~£15

Moderate

Digital Nomad Visa

Launched March 2024. Minimum income ¥10,000,000 (~£48,000) and ¥10M health insurance. Remote work for non-Japanese employers only. Not renewable - must leave for 6 months before reapplying. No Residence Card is issued, which makes things like bank accounts, phone contracts, and standard rentals difficult or unavailable.

Duration

6 months (not extendable)

Cost

~£15

Hard

Business Manager Visa

Seismic October 2025 reforms: capital requirement jumped 600% from ¥5M to ¥30,000,000 (~£143,000). Typically requires at least one full-time employee or a substantial business investment, Master's degree or 3+ years' management experience, B2 Japanese, and a verified business plan. Physical office required. The 2025 reforms effectively killed this as a lifestyle visa.

Duration

1, 3, or 5 years

Cost

~£15 + company setup

Moderate

Spouse of Japanese National

One of the best visas Japan offers. You can work any job, in any field - including freelancing. Immigration will scrutinise the relationship, but if approved, it also gives you one of the fastest routes to permanent residency.

Duration

1, 3, or 5 years

Cost

~£15

There’s no straightforward retirement visa in Japan - which is a major limitation if you’re thinking long-term without working. There is a niche long-stay visa for wealthy individuals (around ¥30M+ in savings), but it’s temporary and not really a route to residency.

For most people, the goal is permanent residency. The standard route is 10 years of continuous residence, though this can be fast-tracked to 1-3 years if you qualify under the Highly Skilled Professional system.

Citizenship is a different path altogether.

In most cases, you can apply after around 5 years of residence, but you’ll be expected to give up your British citizenship - Japan doesn’t allow dual nationality for naturalised citizens.

Because of that, most Brits stop at permanent residency rather than going all the way to citizenship.

Visa strategy: Under 30? Do the Working Holiday. It’s the easiest way to live in Japan for a year (or two) and figure out if you actually like it beyond the honeymoon phase. Got a job lined up? This is where the Engineer/Specialist visa comes in - it’s how most Brits end up living here properly. Over 30 with no job or spouse? This is where it gets tricky. You’ll need a sponsor, serious money… or a very good reason to be here.

Cost of Living

Japan presents an odd paradox in a cost-of-living sense: some things are shockingly cheap and others bafflingly expensive.

The weak yen has turned Japan into decent value for anyone earning in sterling.

CategoryJapanUK avg (London)vs UK
1-bed flat, city centre£413/mo£1,019 (£2,367)-60%
3-bed flat, city centre£973/mo£1,680 (£3,810)-42%
Meal out (for 2, mid-range)£29£65 (£80)-55%
Beer (pint, restaurant)£2.40£5.00 (£6.50)-52%
Monthly transport pass£39£75 (£200)-48%
Utilities (standard flat, monthly)£117£240 (£286)-51%
Gym membership (monthly)£41£35 (£60)+17%
International school (annual)£9,100£16,600 (£22,600)-45%

Source: Numbeo, March–April 2026. Exchange rate: £1 = ¥210.

What parts of Japan are cheap

As you can see, eating out is where Japan can deliver some excellent value.

A lunch set might cost you around £5-8, a bowl of ramen about £4, and conveyor-belt sushi for two around £15-20. You can eat well here without trying… and for roughly half what you’d spend in the UK.

Public transport is another aspect that works out cheaper in the long run.

It’s not “cheap” in isolation, but for what you get - spotless trains, perfect punctuality, total coverage - it’s hard to complain. A Tokyo commuter pass will set you back around £40-60/month versus £150-200+ in London, and with much less… reliability… issues.

Rent is cheaper at a national level (though Tokyo isn’t exactly cheap), and utilities tend to come in below UK levels.

Day-to-day, a lot of things feel pretty reasonable.

What's expensive

Then you get the curveballs…

Fruit is the classic one - it’s often treated as a premium product. A single melon can hit £20+, and a punnet of strawberries £6-10. Imported food verges on the realm of upper-crust luxury: decent cheese, proper bread, or anything Western comes with a major markup.

Gym memberships are oddly expensive for what you get. Taxis start high and climb quickly. And the real sting is upfront housing costs.

Rent itself might be manageable, but moving in isn’t. Expect 4-6 months’ rent upfront once you factor in deposits, agency fees, and “key money” - a non-refundable payment to the landlord. For a Tokyo couple, that can easily be £5,000-10,000 before you’ve even bought a sofa.

The only upside here is that given the apartments are generally much smaller, you’ll have less to furnish!

Realistic monthly budgets

We’ve taken these estimates from the latest Numbeo cost-of-living metrics for Japan.

Your own costs will vary according to lifestyle…

  • Single person, Tokyo: £1,800-2,500/month - decent one-bed, eating out regularly, transport pass, modest social life
  • Couple, Tokyo: £3,000-4,500/month - depending heavily on neighbourhood and lifestyle
  • Family of four, no international school (Tokyo): £3,500-5,000/month
  • Family of four, with international school (Tokyo): £5,000-7,500/month minimum

Outside Tokyo, you can safely knock 20–35% off. In Osaka or Fukuoka, these numbers drop by roughly a quarter.

Cost of Living Tips: Japan rewards local habits. Shop at supermarkets late in the evening for 20-50% discounts on fresh meals, use 100-yen stores for everyday essentials, and consider a bicycle - it’s often faster (and free) for short trips. Avoid imported groceries where possible and scout out the local alternatives. Also, IC cards (Suica/Pasmo) aren’t just for trains - you can use them in shops, vending machines, and even some restaurants.

Climate

Weather data for Tokyo, Japan. 30-year averages from Open-Meteo (1991–2020).

Average Monthly Temperature (°C)

0°10°20°30°JanFebMarAprMayJunJulAugSepOctNovDec
Avg High Avg Low

Average Monthly Rainfall (mm)

66Jan72Feb122Mar104Apr145May195Jun113Jul150Aug198Sep150Oct115Nov65Dec

Right Now in Tokyo

19°C

Clear sky

Feels Like

20°C

Humidity

89%

Wind

4 km/h

Hottest Month

Aug (29°C)

Coldest Month

Feb (0°C)

Wettest Month

Sep (198mm)

Driest Month

Dec (65mm)

Annual Rainfall

1,495mm

Avg Temperature

12–18°C

Where to Live

Tokyo is the ultimate modern metropolis, a hub for expats from all around the globe.

The capital city bombards you with life, sounds, smells, and culture.

Diverse neighbourhoods offer myriad delights, from traditional Japanese theatre, shopping in glitzy malls or dining in world class restaurants, to mysterious lantern lit alleyways, manga museums, colourful markets, and quirky cocktail bars - this city never stops giving, which is why it is the destination of choice for most Brits in Japan.

It’s not the only choice though - and depending on what you’re after, it might not even be the best one.

Osaka is usually the second stop for Brits who want something a bit looser and more human. It’s often described as “friendlier Tokyo,” and that’s not far off the truth. Rents are 25-35% cheaper than Tokyo, and you’re 30 minutes from Kyoto if you want your temples and postcard scenery.

Kyoto is certainly the aesthetic choice. It’s stunning - without question, one of the most beautiful cities in the world - but living there is very different from visiting.

Another option is Yokohama, famed for its bohemian atmosphere, cutting edge arts scene, craft breweries and bars, leafy gardens and parks, lively seafront, and excellent restaurants - just some of the reasons why this city is so popular with expats.

We’ll be adding city guides below to give you the full rundown on Japan’s best expat hotspots.

GUIDE COMING SOON

Fukuoka

The city everyone who's been there won't shut up about. Compact, beach access, an airport ten minutes from downtown, outstanding ramen, and a growing tech scene. Rents 30-40% below Tokyo. Tops Japan's domestic livability surveys.

Population

1.63M

Monthly Budget

£1,700–2,600/mo

GUIDE COMING SOON

Kyoto

Outrageously beautiful - thousands of temples, UNESCO sites, and autumn colours that belong in a painting. Offset by a thin job market and intense tourist overcrowding in season. Most working expats commute 30 minutes to Osaka.

Population

1.47M

Monthly Budget

£1,800–2,800/mo

GUIDE COMING SOON

Nagoya

Japan's third-largest metro, built around Toyota. Apartments 50-70% larger than Tokyo for similar money. Bullet train connections to everywhere. Affordable and comfortable, but probably the least exciting major city in Japan.

Population

2.33M city / 9.5M metro

Monthly Budget

£2,000–3,000/mo

GUIDE COMING SOON

Osaka

A slightly friendlier alternative to Tokyo - it's louder, warmer, more direct, and the food is extraordinary. Rents 25-35% below Tokyo. Often described by Brits as "the Manchester of Japan" - meant entirely as a compliment... we think?!

Population

2.8M city / 19M metro

Monthly Budget

£2,200–3,200/mo

GUIDE COMING SOON

Tokyo

Where most British expats land... and stay. The only Japanese city with a semblance of English infrastructure - British pubs, international schools, English-speaking doctors. Don't expect much space for your money: apartments are small... but you'll never be bored in the bright lights of Tokyo.

Population

14.2M city / 37M metro

Monthly Budget

£3,000–4,500/mo

GUIDE COMING SOON

Yokohama

Japan's second-largest city, 25–40 minutes from central Tokyo by train. Meaningfully more space and a more laid-back feel. 10+ international schools and bilingual hospitals. ~1,800 British expats. Essentially choosing suburban comfort with big-city access.

Population

3.75M

Monthly Budget

£2,500–3,500/mo

Healthcare

Japan’s healthcare system is one of the best you’ll ever use.

Universal coverage, excellent outcomes, and a life expectancy of around 85.

The biggest difference from the UK? Access.

You don’t wait months - you just go. Same-day or next-day appointments are normal, and seeing a specialist is often as simple as walking in.

How it works for expats

If you’re staying longer than three months, you’ll need to enrol in the system. Employees go onto Shakai Hoken (which is split roughly 50/50 with your employer, around 10% of salary).

Everyone else uses National Health Insurance (NHI), with premiums based on income.

In both cases, the system typically covers 70% of costs - you pay the remaining 30%. Pre-school children pay 20%. There’s also a high-cost medical system that caps what you pay each month based on your income, so you’re protected from huge bills in unforeseen cinrcumstances.

What things actually cost with insurance

Doctor visits are affordable. A standard consultation might cost £10-25, dental check-ups similar, and even scans like MRIs can come in under £50.

Compare that to private in the UK…

Hospital stays in shared wards are also low-cost compared to the UK private system, often including meals.

Prescriptions are cheap but tightly controlled - usually limited to a few weeks at a time. Ambulances are free (dial 119). And unlike the UK, basic dental care is covered under the same system - there’s no separate NHS-style charges.

Compared to the NHS

They are two completely different systems.

For a start, there’s no GP gatekeeping - you can go straight to specialists, and waiting weeks or months is rare. Japan also has one of the highest numbers of MRI scanners (per capita) in the world.

In terms of what you might find different in a bad way, well… you pay at the point of care, appointments can be brief (often 5-10 minutes), and there’s no single doctor tracking your history long-term. You’ll also find yourself going back regularly - prescriptions are short, so monthly visits are not uncommon.

And then there’s the language barrier.

Outside major cities, you might find yourself relying on very basic English, Google Translate, or a hope and a prayer.

Mental health

This is where Japan falls short, and it’s a real problem given that the country has one of the highest suicide rates in the developed world.

Psychiatric treatment is covered, but talking therapy usually isn’t. English-speaking therapists are extremely hard to find (and expensive).

Services like TELL Japan offer English-language counselling and are worth bookmarking before you need them.

Budget: With mandatory NHI/Shakai Hoken, your maximum annual out-of-pocket is capped at roughly £4,500-5,100 for average earners - after which insurance covers 100%. For extra international cover, budget £150-375/month (for an individual). In keeping with Japanese customs, the system is very well organised.

Tax

Japan’s tax system is high… but at last it’s predictable.

Income tax scales from 5% to 45% nationally, plus a flat 10% local inhabitant tax, a small reconstruction surtax, and social insurance contributions of roughly 14-15%.

At the top end, you’re looking at a marginal rate of around 55–56%.

One quirk that catches people out: you don’t pay inhabitant tax in your first calendar year. It kicks in the following June - which means your second year in Japan suddenly feels a lot more expensive. Budget accordingly!

The five-year rule

For your first five years, you’re treated as a “non-permanent resident.

This means that Japan taxes your Japan-source income, plus any foreign income you bring into Japan.

Foreign income that stays overseas - like UK rental income or investment gains left in a UK account - is generally not taxed during this period.

After five years, that changes. You’re taxed on your worldwide income regardless of where it’s held.

That makes the first five years a key planning window… especially if you have assets or income in the UK.

Remote workers earning GBP

If you’re physically in Japan doing the work, it’s usually treated as Japan-source income - irrespective of whether you’re paid in GBP or by a UK company.

That means you’ll be taxable in Japan from your first day of tax residence.

There’s also a risk for your employer. If you’re working from Japan long-term, HMRC and the Japanese authorities could treat your company as having a taxable presence in Japan.

This is where Employer of Record setups often come in.

Things get complicated here, and it’s worth talking to a specialist tax adviser.

UK-Japan Double Taxation Agreement

Yes, the UK and Japan have a tax treaty to prevent double taxation. It means you won’t pay tax twice on the same income - but you still need to declare it correctly in both countries.

As general rule, employment income is taxed where the work is performed, and private pensions are usually taxed in your country of residence.

There are some types of income (like interest and royalties) that can benefit from reduced or zero withholding, depending on the structure. Again, best to talk to a specialist if this applies.

Frozen State Pension

Your UK State Pension is payable in Japan - but it’s frozen. No annual increases, ever.

Over a long retirement, losing index-linking can cost you tens of thousands in real terms.

While it’s true that voluntary National Insurance contributions can help fill gaps, the rules tightened from April 2026 - especially for those living abroad - so this is definitely worth checking before you leave.

Capital gains

For investments, Japan keeps things nice and simple. Listed shares are taxed at a flat 20.315%. Property held over 5 years is taxed at the same rate, while short-term property gains are much higher at 39.63%.

Crypto holders, look away now - this is taxed as “miscellaneous income” at progressive rates, which can reach up to ~55%.

Much harsher than the UK system.

Seek Expert Advice: Japan’s system is logical once you understand it - but the UK overlap, five-year rule, and residency tests make it easy to get wrong. And mistakes here can be costly. Budget for proper cross-border tax advice before you move.

Families & Schools

Japan is an incredible place to raise children, full of incredible contrasts compared to the UK - but it comes with two big trade-offs: cost and language.

The safety alone is hard to overstate.

Kids walking to school alone, taking trains across the city - it’s all completely normal here. You quickly realise how much mental energy you used to spend worrying in the UK.

This lifestyle is actually repeated in several parts of Asia, but it’s really noticeable in Japan.

International schools

Most Brit families will choose an international school, and there are many good options - not many of them are cheap though.

  • The British School in Tokyo (BST): A famous hotspot for expats. English National Curriculum through IGCSEs and A-Levels (IB Diploma added from 2025). Stunning new campus at Azabudai Hills. Expect roughly ¥2.8M–¥3.0M/year (£14k-£15k), but once you factor in enrolment and development fees, first-year costs can push well past £20,000.
  • Malvern College Tokyo: Opened 2023 in Minato-ku. British curriculum with IB. Fees are a similar range to BST - roughly ¥2.7M–¥2.9M/year plus one-off costs.
  • Rugby School Japan (Chiba): Full British boarding experience. Day fees are higher - roughly ¥4.5M–¥5.5M/year - with boarding on top. Serious money, but a very different (and very British) experience.
  • K. International School Tokyo: Outstanding IB results - 25% of its 2025 class scored a perfect 45. Worth considering for the IB pathway.

State schools and childcare

State schools are free and open to foreign children, but everything is in Japanese.

Younger kids might be able to adapt. By secondary age, though? It’s a fiendishly difficult transition for older kids, and simply not a viable choice for most families (unless Japanese is spoken at home).

Childcare is more affordable than you might first expect. Basic nursery provision is free from age 3-5, while under-threes are means-tested and relatively low-cost. The challenge (and it’s a recurring trend) is availability - public nurseries in Tokyo are competitive, with waiting lists common, and the entire system runs in Japanese… so it can be daunting to even research it.

What surprises most parents is the different culture in Japanese classrooms.

The schools here focus heavily on independence and responsibility - kids clean classrooms, serve lunch, and take part in structured after-school clubs. It’s very different from the UK, and for many families, it’s a big positive.

If you can afford international schooling, Japan can be an exceptional place to raise younger children.

Keep in mind though - if you later decide to move back to the UK, there is the potential for reverse-culture shock, too.

Practicalities

Japanese people work hard and play hard.

The majority of the people live in the vibrant but densely populated cities where business is king and working overtime is expected.

Office workers often don’t make it home at night, instead grabbing a few hours sleep in one of the many tiny hotel sleeping capsules dotted around the cities or in their cars or even just napping in public places.

But although the Japanese work ethic may seem extreme, this is a people who also love to eat out and party, and fabulous restaurants and karaoke bars abound.

Japanese culture is also strongly influenced by western culture, so you’ll see plenty of familiar brands and products around.

Deeply rooted traditional values have created a nation of people who are achingly polite and helpful.

For westerners this can sometimes lead to making mistakes when it comes to social interaction. For example, greetings are accompanied by a bow, of which there are 3 separate kinds for different occasions, and you should dress neatly and conservatively if you don’t want to offend.

Japanese people can be very hard to read, with their actions not necessarily reflecting their true thoughts and feelings.

Older generations can often be shy and reserved around foreigners, but the younger crowd are generally much more accepting and often great fun to be around.

If you want to make the move to Japan, here are some extra practicalities you may wish to consider:

Transport

Tokyo’s rail and subway system… is about as good as it gets.

It’s vast, spotless, and runs with a level of punctuality that makes the UK feel like a different century. You’ll quickly stop checking timetables - trains just turn up when they’re supposed to. It’s amazing.

IC cards like Suica or Pasmo make everything seamless. You tap in, tap out, and you can use them for shops, vending machines, even some restaurants.

A monthly commuter pass will typically set you back around £40-60 depending on distance covered - it’s not “cheap”, exactly, but it’s exceptional value for what you get.

As for driving…

Whether you will need to depends on where you choose to live.

Japan drives on the left, and UK licences can be converted without a full test. The process is fairly straightforward but not quite as simple as it sounds - you’ll need a JAF translation (around ¥6,000), an eye test, proof you lived in the UK for at least three months after getting your licence, and a trip to the licence centre.

Expect a bit of paperwork and patience.

Phone and internet

No surprises here…

Internet infrastructure is excellent.

Fibre connections of 1-2 Gbps are the norm in cities, usually costing around £20-35/month.

For mobile, we’d say Rakuten Mobile is still the most foreigner-friendly option, with an English sign-up and an unlimited plan around ¥3,000/month. Mobal is another decent entry point - slightly more expensive, but it works with a UK card and doesn’t require a Residence Card to get started.

Banking

Opening a bank account is a bit of a process, and rules vary by bank.

In general, you’ll need a Residence Card, a Japanese phone number, and proof of address. Some banks also expect you to have been in Japan for a few months or to be employed locally.

Japan Post Bank is often the easiest starting point (just make sure you access the English language version!). SBI Shinsei is popular with expats and has a slightly more modern English interface.

Either way, don’t expect UK-level convenience - this is still a system built around paperwork and in-person verification. And the English-website versions often feel like a bit of an afterthought.

Language

Spain, it is not!

While, yes… you can get by in central Tokyo with basic English, especially in shops, restaurants, and on transport... that’s about as far as your English will take you.

Step outside that bubble and you’re dealing in Japanese everywhere. You’ll quickly hit a wall, or a roaming charge on Google Translate.

Japanese is one of the hardest major languages for English speakers (the US Foreign Service puts it in the top tier), and it takes time to master.

If you are planning to move to Japan, we would actually recommend learning some basics before you even get here.

The upside is that you don’t need fluency to massively improve your life.

Reaching a conversational level (around JLPT N4–N3) within a year or two makes everything - renting, admin, social life - a whole lot easier.

Property

Foreigners can buy property in Japan with virtually no restrictions - there is no overriding residency requirement, and no special status needed.

The problem is financing the purchase.

Most banks require permanent residency, and without it you’re often looking at large deposits (30-50%) or limited lending options. Fine if you have the money burning a hole in your pocket, but impractical for many expats.

Renting is where most people start, and even here… the expenses can pile up fast.

It’s not the monthly rent - it’s the upfront costs. Deposits, agency fees, and “key money” (a unique non-refundable payment to the landlord) mean you’ll typically need 4-6 months’ rent upfront.

Pets

Bringing a pet to Japan is possible, but it’s a long process - and one you need to start well in advance to prevent it from delaying your move (with best friend in tow).

You’ll need a microchip, two rabies vaccinations, a blood antibody test, and then a 180-day waiting period before travel. On top of that, you also have to notify Japan’s Animal Quarantine Service at least 40 days before arrival and get an export health certificate from the UK.

Miss a step, and your pet can be quarantined for up to 180 days at your expense - which is exactly as painful as it sounds.

It’s highly recommended that you use a specialist pet export/import agency to get the process done properly.

The country changes. The expat questions don't.

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