🇨🇭Europe · GMT+1 hour · 1h 45m direct

Move to Switzerland
from the UK

Breathtaking snow-draped peaks, lakes so clear they feel unreal, and postcard-perfect towns where even the train stations have mountain views - Switzerland is beautiful on every level. It's also incredibly expensive. Around 40,000 Brits live here, winning the game of life - many of them high earners, business owners and finance types.

At a Glance

Capital
Bern
UK Expats
~40,000
Local Time
Bern
Flight Time
1h 45m direct
Temperature
16°C now

GBP → CHF · 12 months

-3.5%

£1 = CHF1.06

No travel warningsNo travel can be guaranteed safe. Read all the advice in this guide. You may also find it helpful to: 
FCDO · Apr 2026

62%

Pricier than UK

cost of living

60%

English Spoken

3/10

Visa Ease

A

Safety

Medium

Expat Community

Excellent

Healthcare

Overview

Are you considering moving to Switzerland from the UK?

Living in Switzerland is not just about the high standard of living, low crime rates, the stable economy or the low tax rates and fantastic career opportunities - it’s also about soaring mountains and rolling pastures, rich Alpine tradition, cutting edge culture and innovative cuisine, and making the most of the great outdoors.

Roughly 40,000 Brits have already moved to Switzerland permanently, making it one of the larger UK expat communities in continental Europe.

They cluster in Geneva (international organisations - UN, WHO, CERN), Zurich (finance and tech), Basel (pharma - Roche and Novartis employ thousands of Brits), and Zug (low taxes and crypto).

The community is well-established but it’s not exactly comparable with the Costa del Sol. This is a distinctly high-rolling professional crowd.

It has to be to cover the expenses - eyewateringly high in one of the most expensive countries on Earth.

If you can get a job here, it is likely to be well-paid compared to the same gig back home. Salaries are roughly double UK equivalents for equivalent roles.

As for the actual standard of living, Switzerland pays it back with an amazing quality of life - again, consistently ranked one of the best in the world.

What is it that makes your daily routine here so impressive?

Well, the transport is a good start. Trains run like clockwork. The healthcare system is world-beating. And you can ski before breakfast on a Saturday. All in beautiful postcard-perfect surroundings.

Just know that your weekly Tesco shop will become a distant, beautiful memory.

And if you think British Sundays are quiet, wait until you discover a country where mowing your lawn on the Sabbath could get the police called!

Daily life is clean, efficient, and works properly - but orderly to a degree that can feel oppressive.

You’ve got quiet hours after 10pm. Mandatory recycling separated by colour. Fines for getting it wrong. 62% of expats report difficulty making Swiss friends compared to 36% globally. You'll greet neighbours with "Grüezi" and they'll be perfectly pleasant, but don't expect spontaneous pub invitations or to be welcomed with warm Med-style open arms.

But then you probably prepared for that anyway.

The flip side is extraordinary: pristine lakes, world-class hiking trails from your doorstep, and your children can walk to school alone from age six because the crime rate is vanishingly low.

If your idea of a perfect weekend is hiking a mountain and then having precisely one beer at a restaurant that closes at 9:30pm… well, you'll love the Swiss life!

Who is Switzerland for? Big pockets! Financially comfortable professionals with employer sponsorship, outdoor enthusiasts who'd rather hike than shop, families willing to invest heavily in education, and retirees with substantial pensions who value safety and scenery over spontaneity and cheap pints. Switzerland is NOT for cheap living… but if money is no issue, there’s a lot to love about this beautiful country.

Watch: Life in Switzerland

Hand-picked videos from expats and creators on the ground.

How to Move To Switzerland (& Lump Sum Taxation)

How Is It Living In Switzerland?

Day In My Life As An Expat In Switzerland

Visas & Immigration

Since Brexit kicked in (1 January 2021), Brits are treated like any other non-EU national when it comes to Swiss immigration.

The good news is that Switzerland still carves out a specific quota just for UK citizens - 3,500 work permits a year (2,100 long-term B permits and 1,400 short-term L permits), released in chunks throughout the year.

You can hop over visa-free for visits, but if you actually want to live and work here, you’ll need one of those permits - and in most cases, that means having a Swiss employer sponsor you.

Competition is fierce and money talks.

Easy

Tourist Entry (Schengen)

Valid UK passport, proof of funds, return travel. No work permitted, including remote work beyond a legal grey area. The 90-day clock covers the entire Schengen Area, not just Switzerland.

Duration

90 days in 180

Cost

Free

Moderate

Short-Term Employment (L Permit)

You’ll need a Swiss employer to sponsor you - this isn’t a “move first, job hunt later” type deal. These are usually issued for skilled roles or internal company transfers, and your employer has to justify hiring you over someone local. It’s quota-based (1,400 per year for UK nationals), but in practice your employer handles almost everything.

Duration

Up to 12 months (extendable to 24)

Cost

~CHF 100–400 (Varies by canton)

Moderate

Long-Term Employment (B Permit)

The main route if you’re moving to Switzerland for a proper job. You’ll need a Swiss employer to sponsor you, and they still have to justify hiring you over someone local, but once approved this is your long-term footing. It’s tied to your employer and canton, renewable each year, and puts you on the path to permanent residency. 2,100 issued annually to UK nationals, released throughout the year.

Duration

1 year, renewable annually

Cost

~CHF 100–400 (Varies by canton)

Hard

Retirement (Non-Lucrative B Permit)

This is the route for retirees - but it’s strict. You’ll need to be 55+, financially independent (comfortably well-off, not just scraping by), and able to show a connection to Switzerland (regular visits, family ties, or similar). You can’t work at all, and you’re expected to actually live here most of the year. Approval is discretionary and varies a lot by canton, so it’s not something to treat as guaranteed.

Duration

1 year, renewable

Cost

~CHF 100–400 (Varies by canton)

Hard

Lump-Sum Taxation Route

This is the high-net-worth route. Instead of being taxed on your actual income, you agree a fixed annual tax bill with the canton based on your lifestyle - usually starting in the hundreds of thousands per year. You can’t work, and it’s only available in certain cantons (not Zurich or Basel-Stadt), but if you’ve got serious money it’s by far the most straightforward way to live in Switzerland.

Duration

1 year, renewable

Cost

Minor permit fee + major annual tax

Hard

Self-Employed (B Permit)

You’ll need to set up a genuine Swiss business that benefits the local economy - so ideally hiring people, generating local revenue, or bringing something new to the market. Simply freelancing remotely for overseas clients usually isn’t enough. In reality, this route is tightly controlled and approvals are rare unless you’ve got a strong, Switzerland-based business case.

Duration

1 year, renewable

Cost

~CHF 100–400 (Varies by canton)

Moderate

Student (B Permit)

You’ll need an offer from a recognised university and proof you can support yourself - usually around CHF 20,000-35,000 per year. You can work part-time (typically up to 15 hours/week) after your first 6 months. Not cheap - ETH Zurich charges around CHF 730/semester for some students, but many international students will pay closer to CHF 2,000+ per semester.

Duration

Duration of studies

Cost

~CHF 100–300 (Varies by canton)

There’s no “digital nomad” visa here - and Switzerland hasn’t shown any real interest in introducing one.

The closest thing is the UK–Switzerland Services Mobility Agreement, which lets UK-based companies send employees over for up to 90 working days per year with a simple notification process. It’s been extended until 31 December 2029 - useful for short stints, but not a long-term workaround.

Permanent residency (the C permit) usually takes 10 years of continuous legal residence. There is a separate language requirement, but it’s relatively modest (typically around A2 spoken / A1 written in the local language), plus you’ll need proof you’re “integrated” and not reliant on social assistance.

Citizenship is the next step up: you’ll need a C permit first, then meet stricter language requirements (around B1 spoken / A2 written), pass integration checks, and get approval at federal, cantonal and local level.

In other words: it’s a long road to get there!

Dual citizenship is allowed - but realistically, you’re looking at 12-15 years from arrival to passport.

Realistic visa advice: Get a job offer first - pretty much everything else flows from that. Switzerland is fundamentally employer-driven. You can visit and network, yeah, but you can’t just move over and job hunt your way in. Without sponsorship, your options narrow quickly to retirement (55+ with serious money), the lump-sum tax route (Billy Big Pockets)… or studying.

Cost of Living

We suggest you sit down for a moment for this bit!

Going by the latest Numbeo data, Switzerland is a chunky 50-100% more expensive than the UK across most everyday costs - and yes, you will feel it immediately.

The reason isn’t just “it’s Switzerland.

Wages are among the highest in the world, the currency is strong, and a lot of everyday services (from childcare to eating out) are priced around local labour costs rather than global competition. So when you add in strict regulations, high-quality standards, and limited discount culture… you end up paying premium prices for pretty much everything.

If there’s a financial upside, it’s that salaries are calibrated for it and you’ve probably thought about this already. The average net monthly salary sits around £5,600 according to Numbeo. But if you’re bringing a UK income (or anything remotely close), you’ll feel the squeeze quickly - so do the maths before you pack.

CategorySwitzerlandUK avg (London)vs UK
1-bed flat, city centre£1,548/mo£1,019 (£2,367)+52%
3-bed flat, city centre£2,756/mo£1,680 (£3,810)+64%
Meal out (for 2, mid-range)£95£65 (£80)+47%
Beer (pint, restaurant)£7.13£5.00 (£6.50)+43%
Monthly transport pass£78£75 (£200)+4%
Utilities (85m², monthly)£207£240 (£286)-14%
Gym membership (monthly)£67£35 (£60)+93%
International school (annual)£27,336£16,593 (£22,597)+65%

Source: Numbeo, March 2026. Exchange rate: £1 = CHF 1.05.

Where the costs will add up

Some of the figures here are pretty shocking:

Chicken fillets are around £10/lb versus £3 in the UK. Beef: £15+ versus a fiver. Eggs: £5-6 a dozen. Cheese: £9/lb and up.

You’re going to be paying Fortnum & Mason prices for what feels like a normal supermarket shop - and if you’re feeding a family, those costs are going to be felt in your wallet/purse - well and truly.

There’s a reason “border shopping” is a thing here.

If you live near France or Germany, filling the car boot across the border can easily cut your grocery bill by 30-40%.

Yes… the Swiss version of raiding Lidl is a border hop to France.

Is anything actually cheaper?

Yes, there are a few areas of respite.

Utilities are often cheaper than the UK, thanks largely to Switzerland’s energy mix (a lot of hydropower, plus nuclear) and relatively stable pricing.

Transport is where things really flip. It’s roughly on par with the UK overall - and dramatically cheaper than London - but the quality is on another level entirely.

A Half Fare Travelcard (CHF 190/year) cuts almost every train, tram and bus ticket in half nationwide. There’s also the GA Travelcard if you want unlimited travel. Compared to a £200+ monthly London travelcard, it’s a bargain.

Realistic monthly budgets

These are rough, all-in living costs based on the latest Numbeo data. So, rent, groceries, transport, insurance, a bit of life - not bare-bones survival, but not exactly luxury either:

  • Single professional: £3,000-3,500/month - comfortable but certainly not lavish
  • Couple, one-bed flat: £4,200-5,000/month
  • Family of four, state school: £7,000-8,500/month
  • Family of four, international school: £9,500-11,500/month

On paper, Swiss rents are around 50% higher than the UK average - but compared to central London, they can actually feel fairly similar (sometimes even cheaper for more space).

If you're relocating from Zone 1-2, you might not bat an eyelid at the prices. But for the rest of Blighty? Ouch.

Location matters a lot: It goes without saying, costs vary significantly by city - Geneva and Zurich sit at the top end, while smaller cities like Bern or Lausanne can be slightly more forgiving. In many cases, this is irrelevant to the Brits who move here since they’ll be tied to where an employer is based.

Climate

Weather data for Bern, Switzerland. 30-year averages from Open-Meteo (1991–2020).

Average Monthly Temperature (°C)

-10°0°10°20°JanFebMarAprMayJunJulAugSepOctNovDec
Avg High Avg Low

Average Monthly Rainfall (mm)

88Jan66Feb95Mar96Apr140May118Jun96Jul82Aug83Sep120Oct118Nov81Dec

Right Now in Bern

16°C

Partly cloudy

Feels Like

14°C

Humidity

56%

Wind

7 km/h

Hottest Month

Jul (23°C)

Coldest Month

Dec (-5°C)

Wettest Month

May (140mm)

Driest Month

Feb (66mm)

Annual Rainfall

1,183mm

Avg Temperature

4–13°C

Where to Live

Switzerland is one of the most beautiful countries in the world - but where should you choose as your base?

For many Brits, glittering on the shores of its expansive eponymous freshwater lake, Geneva is the answer. The city exudes culture, charm, wealth, luxury, and elegance.

This buzzing cosmopolitan, multicultural metropolis has everything you could possibly want from a city, including leafy parks and gardens, a quaint UNESCO old town with winding cobbled streets and historical architecture, fashionable boutiques, bars, and cafés, world class restaurants, fascinating museums and galleries, and more.

It also has some of the country’s best international schools and numerous international corporations which employ large numbers of expats.

Another popular option is Zurich - the biggest city in Switzerland oozes wealth, but it is not just an epicentre of finance and big business.

Situated where Lake Zurich meets the Limmat River, this city has a medieval heart, a rich history, and a vibrant culture.

We’ll be adding full city guides below for our favourite expat locations in Switzerland.

GUIDE COMING SOON

Basel

The pharmaceutical capital - if you work for Roche or Novartis, this is probably where you'll end up. Sits where Switzerland, France, and Germany meet, meaning cheaper border-hopping shopping. 40+ museums and Rhine swimming in summer. More affordable than Zurich or Geneva.

Population

~180K

Monthly Budget

£4,950–6,750/mo

GUIDE COMING SOON

Bern

The federal capital feels like a large market town that accidentally became the seat of government. UNESCO-listed old town, swimmable Aare River, and rents 20–30% below Zurich - the most affordable major city on this list.

Population

~135K

Monthly Budget

£4,950–6,300/mo

GUIDE COMING SOON

Geneva

Home to the largest British expat community in Switzerland, driven by the UN, WHO, CERN, and WTO. 48% of the canton is foreign-born. French-speaking, which most Brits find more accessible than Swiss German. Chamonix is under an hour away.

Population

~204K

Monthly Budget

£5,850–7,650/mo

GUIDE COMING SOON

Lausanne

The Olympic capital on Lake Geneva with the Alps as a permanent backdrop and Lavaux vineyards just down the road. Two universities give it some youthful energy. Rents 15–25% below Geneva for a similar lakeside lifestyle.

Population

~140K

Monthly Budget

£4,500–6,300/mo

GUIDE COMING SOON

Zug

Tiny, wealthy, and purpose-built for people who care about their tax bill. Switzerland's lowest effective rates - a family on CHF 150,000 pays just 3.54%. Heart of 'Crypto Valley', 25 minutes by train to Zurich. Beautiful but limited nightlife and dining.

Population

~30K

Monthly Budget

£5,400–7,200/mo

GUIDE COMING SOON

Zurich

Switzerland's largest city and economic engine. The biggest job market for finance, tech, and pharma, with the most English-friendly infrastructure. Lake Zurich gives it some lovely character. Expensive and corporate, with a ferociously competitive rental market.

Population

~434K

Monthly Budget

£5,850–7,650/mo

Healthcare

Switzerland’s healthcare is world-beating, ranked #1 on the Index of Healthcare Innovation as recently as 2024.

But it’s not free, and it takes a bit of getting used to if you’re coming from the NHS.

For a start, it’s built on mandatory private insurance. A system that works very well here. You’ll need to sign up within three months of arriving, and if you leave it late, you’ll be back-charged to your start date.

Insurers are tightly regulated and have to accept everyone onto the basic plan - no medical underwriting, no exclusions for pre-existing conditions - but you still choose your provider and how much risk you want to take on.

How it works

You pick a deductible (CHF 300-2,500 per year). The higher it is, the lower your monthly premium - but you’re on the hook for more upfront if something bad happens - e.g. you take a tumble down the Alps.

After that, you’ll pay 10% of costs up to CHF 700 per year. On the highest deductible, your total annual out-of-pocket tops out at CHF 3,200 - although hospital stays also come with a small daily contribution.

You’ll also choose how you access care:

  • Standard: total freedom, most expensive
  • Family doctor (GP model): you go through a GP first, saves around 10-15%
  • HMO: restricted network, saves 15-25%
  • Telemed: call first before treatment, saves ~10-20%

It’s a trade-off between flexibility and cost - from what we’ve seen, most expats end up on a GP or telemed plan.

What it costs

There are no set figures here.

Premiums vary a lot by canton, age, insurer and deductible, and ultimately there’s no single “typical” price… but as a rough guide:

  • Average adult premium: CHF 390/month (2026)
  • Lower-cost cantons: can be closer to CHF 250-300
  • Expensive areas like Geneva: easily CHF 400-600+

For a quick rule of thumb:

  • Single adult: £250-400/month
  • Couple: £500-800/month combined
  • Family: £800-1,500+/month depending on setup

Premiums have been rising steadily for years, so expect annual increases and budget accordingly with plenty of slack for future rising costs.

Quality versus the NHS

The quality is superb.

The Swiss have access to modern facilities, short waiting times, and real choice over who treats them.

Seeing a specialist usually takes days or weeks, not months.

You’re also paying per interaction. A GP visit typically costs CHF 100-150, which comes out of your deductible.

Dental isn’t covered by basic insurance - a routine check-up and clean is around CHF 300 - so once again, many residents head over the border to France or Germany for anything major.

Mental health and emergencies

Mental health care is covered under basic insurance with a referral, but wait times can still run into weeks or months depending on where you are. Private sessions typically cost CHF 130-180/hour.

Emergency care is excellent. Dial 144 for an ambulance, with fast response times in cities.

You’ll also hear about REGA, the Swiss air rescue service - for around CHF 30/year, you can insure your outdoorsy living and avoid potentially huge helicopter rescue bills if something goes wrong in the mountains!

Annual budget: You can’t ignore these costs. A healthy 35-year-old should budget £3,000-4,000/year. A couple: £5,500-7,500. A family of four: £8,000-12,000. This is a non-negotiable that simply does not exist in the UK. Factor it in before you accept that salary offer and blow it all on a massive Swiss apartment!

Tax

Swiss tax looks simple at first… then you quickly realise it isn’t.

You’re taxed at three levels at the same time: federal, cantonal, and municipal. The federal rate tops out at 11.5%, but where you live makes a huge difference overall.

In low-tax cantons like Zug, total effective rates can dip below 22%. And yet in places like Geneva, you can be looking at 40%+.

Even moving a few kilometres outside a city can save you thousands thanks to different local tax rates. It’s the tax equivalent of a postcode lottery.

As a rough benchmark, a combined effective rate around the low-mid 30s is fairly typical - but where you live matters… a lot.

No capital gains tax on shares

This is one of Switzerland’s biggest perks: private investors generally don’t pay capital gains tax on shares, ETFs or crypto.

The catch is that your assets are still subject to annual wealth tax, usually around 0.2-1.0% depending on the canton.

There are also rules around being classified as a “professional trader” - cross that line and gains can become taxable - but most long-term investors stay well clear of it.

Lump-sum taxation

This is the high-net-worth option. Instead of being taxed on your actual income, you agree a fixed annual tax bill based on your lifestyle and living costs.

The federal minimum is based on a taxable base of CHF 435,000, but in practice most cantons expect significantly more to make it work.

It’s also not available everywhere (notably Zurich and Basel-Stadt), but still remains widely used in places like Vaud, Geneva and Valais.

Remote workers

Things can get pretty messy here.

If you become Swiss tax resident, your worldwide income is generally taxable from that point.

If you’re working remotely for a UK employer, your salary will usually be taxed in Switzerland - and that’s where the headache begins.

The big risk is permanent establishment: your presence in Switzerland could create a taxable footprint for your employer, potentially exposing them to Swiss corporate tax.

On top of that, once you’re above certain income thresholds (often around CHF 120,000 depending on canton), you’ll move beyond simple tax-at-source into full tax returns.

Essential: if you’re planning to work remotely from Switzerland, get proper advice early - making a mistake here can be disastrous.

UK-Switzerland DTA and State Pension

The UK-Switzerland double tax agreement helps prevent you being taxed twice.

In general, private pensions are taxed in your country of residence, while government pensions can follow different rules.

Your UK State Pension is fully payable in Switzerland and not frozen - it increases each year just as it would in the UK.

Attractive But Complex: The zero capital gains tax on shares, index-linked State Pension, and tax rates that vary dramatically by postcode make Switzerland an interesting proposition for deep-pocketed investors (and high earners). Budget CHF 1,000-2,000 for a cross-border tax consultation - the three-tier system plus UK SRT rules plus potential PE implications for your employer is a recipe for requiring professional advice!

Families & Schools

The school system here is excellent - but how you approach it depends entirely on one question:

Are you committing to the local language, or not?

Because if the answer is “No”, you’ll need be paying a premium to raise a family here.

International schools are well-established and high quality, but they come with serious, serious fees. State schools are free and excellent - but fully taught in the local language.

International schools

Switzerland has a mature international school network, especially around Geneva and Zurich. British families have solid options, including English National Curriculum schools, IB programmes, and hybrids.

Here are a few of the main ones you’ll hear about in expat circles:

  • International School of Geneva (Ecolint): The oldest international school in the world. IB and Cambridge pathways. Fees roughly CHF 20,000-36,500/year
  • British School of Geneva: Full English National Curriculum through A-Levels - closest to a British independent school on the continent. Fees around CHF 23,000-31,000/year
  • Zurich International School: IB and AP programmes. Fees roughly CHF 17,000-40,000/year depending on age
  • Inter-Community School Zurich: British/international curriculum. Fees roughly CHF 13,000-40,000/year depending on year group.

So what we are we looking at here?

Besides a good argument not to have five children…

As a rough rule of thumb, budget CHF 20,000-40,000 per child per year, plus one-off registration and capital fees (often CHF 2,000–6,000+).

For two children, that’s easily an extra £40k-£70k a year on top of your living costs. This is where Switzerland can spiral from rather expensive to selling a kidney to get your third child through Sixth Form.

State schools

State schools are the alternative.

These are free, high-performing, and open to all residents - and many expats who commit to them are pleasantly surprised by the quality.

The trade-off is language. Teaching is entirely in the cantonal language (German, French or Italian), with English sadly left on the outside.

Which is why many families switch to international schools for curriculum continuity, regardless of the pricy costs attached.

Childcare

Another hammer blow to the bank account.

Childcare is among the most expensive in Europe. Full-time nursery typically costs £1,900-3,000/month per child depending on the city, with some subsidies available based on income.

Places are limited, waiting lists are common, and many families register during pregnancy - not joking!

For all the associated costs, there are some obvious advantages to family life in Switzerland. The biggest being safety.

Switzerland is a remarkably safe place to live, ranked 4th safest country in the world on the 2025 Global Peace Index.

Swiss children can walk to school unaccompanied from age six. Skiing, hiking, and lake swimming are woven into school culture. Children who grow up here are likely to end up multilingual, physically active, and independent from an early age.

Practicalities

The expat lifestyle in Switzerland can be very rewarding - particularly for families.

If you are active and enjoy sports, there are oodles of outdoor and winter sport activities, such as skiing, snowboarding, mountaineering as well as hiking, biking, and watersports with a backdrop of breathtaking scenery.

There are plenty of clubs and group activities on offer, although many of these are not English speaking groups, and it can sometimes be tricky for Brits to integrate.

What are some of the practicalities to consider before moving here?

Transport

Switzerland’s transport system is one of those rare foreign things that actually lives up to the hype - and goes beyond it.

SBB rail has a 94% connection rate and punctuality that makes British rail look amateur by comparison. It’s improving too, with 28 December 2025 marking an absurd day where 98.6% of trains arrived on time, smashing the national records.

Buy the Half-Fare Card (CHF 190/year) immediately - it halves almost every ticket. The GA Travelcard (CHF 3,995/year) gives unlimited travel on everything: trains, trams, buses, boats.

As for driving, your UK licence is valid for 12 months. The UK is on the approved list for direct exchange - no driving test, just an eye test and paperwork (CHF 80-200). Switzerland drives on the right. Annual motorway vignette: CHF 40.

Phone and internet

Mobile plans are a bit of a mixed bag.

You can get decent SIM-only deals from providers like Yallo or Wingo for CHF 10-25/month, but full-fat plans from the big networks are much more expensive than the UK.

Home internet is excellent - fast, reliable, and widely available. Fibre (1 Gbps) typically costs around CHF 50-60/month.

Banking

You’ll usually open a bank account once you’ve got your residence permit sorted. There are a few traditional options out there, including UBS, PostFinance and Raiffeisen.

Most expats end up using a mix: a local account for day-to-day life, and something like Wise for moving money between GBP and CHF.

More recently, we’re seeing the trend of app-based banks like Neon becoming popular with English-speaking expats - simple and easy to set up.

Language

Switzerland is unique for having four national languages: German (about 63%), French (23%), Italian (8%), and Romansh.

Yes, small country… but a whole lot of linguistic diversity.

You can get by in English in major cities, especially at work - but outside of that, life happens in the local language, whatever that may be.

And then don’t forget there’s Swiss German to contend with - which is probably NOT the German you learned at school.

Most people understand standard German, but everyday conversation is dialect, and it takes time to get used to.

Property rules

Property rules for foreigners are stricter than in the UK, but not impossible to navigate.

If you’re living in Switzerland with a valid permit, you can usually buy a primary residence without special permission - as long as you actually live in it. Buy-to-let isn’t the default option for non-residents.

C permit holders have essentially the same property rights as Swiss citizens. If you’re living abroad, buying property is much more restricted, with only limited exceptions.

Most people rent.

Deposits are typically three months’ rent held in a blocked account, and applications are competitive - expect to provide payslips, references, and a debt extract to get an agreement over the line.

Pets

Straightforward but admin-heavy.

To bring pets, you’ll need a microchip, rabies vaccination (with a 21-day wait), and an Animal Health Certificate issued within 10 days of travel. Expect to pay roughly £200-350 all in for this part, plus whatever the transport costs (if travelling separately).

Once you’re in Switzerland, your vet can issue a Swiss pet passport, which makes travel around Europe easier.

For returning to the UK, pets can travel using a valid pet passport or an Animal Health Certificate - so you don’t necessarily need to start from scratch each time.

The country changes. The expat questions don't.

Subscribe to The Departure Lounge — a window into the world of Brits building better lives abroad.

Free To Your Inbox
Preview of The Departure Lounge weekly newsletter on a phone
The Departure Lounge · Weekly Newsletter

Get the next issue in your inbox, 100% free.

A weekly digest for Brits living abroad — or trying to make the dream happen. The reality, the admin, and everything in between, written for Brits who've actually left, or are seriously thinking about it.

Free forever. Unsubscribe anytime.